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Learning to Live with Spending Decisions

This is perhaps the most important concept to convey to your child.  It will take practice.  Many adults still grapple with this one!  Be patient.

If your child receives his or her allowance on Friday and it is gone by Saturday, expect frustration when the intense desire for a poster, hair clips, or other allowance-financed item strikes at the mall on Tuesday afternoon.

Holding your child accountable and gently encouraging him or her to remember this experience when payday next arrives is the way to go.

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