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If you have been giving your child an allowance for a month or so, take a look at this scoring guide to check out the money messages you could be sending your child!

If you regularly explore spending goals and review past spending experiences with your child, and allow your child to make choices (and mistakes!), give yourself five points.

If you have insisted that your child's allowance be tied to the completion of household chores and you routinely pay up when the chores are rarely done, give yourself minus five points.

If you occasionally discuss spending decisions with your child but don't really see the need because you are forcing your eight year old to save 50% of his or her allowance for a college fund, give yourself 2 points.