Module 1 | Module 2 | Module 3 | Module 4 | Module 5 | Capstone | Fees | Study Guides & Calculator | Register

Certified Financial Planner™ Certification Exam Preparation

Beginning in 2012 our program will be modified in order to meet the education requirements for CFP® certification which will include completion of a financial plan development course. This capstone course requirement has been designed to enhance the knowledge, skills and abilities of individuals seeking to attain CFP® certification and implement an assessment of their ability to deliver professional and competent financial planning services to the public.

Successful completion of this course will fulfill the educational requirements to sit for the CFP® Certification exam.

Who should pursue a Chancellor's Certificate in Financial Planning?

This course is a prerequisite to success for those who want to differentiate themselves in the financial services industry, such as:

  • Accountants, Financial Planners, Retirement Planners, CPAs, Bankers, Trust Officers, Attorneys, Financial Consultants, Investment Specialists, HR Professionals, Insurance Industry Advisors, Tax professionals and Estate Plaaners

Certified Financial Planner Board of Standards, Inc. owns the trademarks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo) certification marks in the U.S., which it awards to individual who successfully complete CFP Board's initial and ongoing certification requirements.

The University of Missouri-St. Louis does not certify individuals to use the CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo) certification marks. CFP® certification is granted solely by Certified Financial Planner Board of Standards, Inc. to individuals who, in addition to completing an educational requirement such as this CFP Board-Registered Program, have met ethics, experience and examination requirements.

All classes will be held from 8:30 AM-5:00 PM at UMSL West County, 12837 Flushing Meadows, St. Louis, MO 63131.

Module 1

Financial Planning Process and Insurance | Instructor: Carl Goodin, CFP®

  • When: 8/23/2014 | 9/6/2014 | 9/20/2015 | 10/4/2014

The course begins with a presentation of the basics that form the foundation of knowledge you need as a working financial services professional. The financial planning process as well as the legal, ethical, and regulatory issues affecting financial planners, and time value of money concepts are covered. The course continues with a discussion of the principles of risk management and insurance, allowing you to identify a client's risk exposure and select appropriate risk management techniques.

Topics:

  • Introduction to the Financial Planning Process
  • Regulatory & Ethical Considerations for Financial Planners
  • Introduction to the Time Value of Money
  • Introduction to the Insurance Industry
  • Introduction to Risk Management & Related Legal Issues
  • Introduction to Life Insurance & Annuities
  • The Life Insurance Selection Process
  • Health Care Plans
  • Disability Income & Long-Term Care Insurance
  • Property & Liability Insurance

Module 2

Investment Planning | Instructor: Thomas Eyssell, PhD

When: 10/18/2014 | 11/1/2014 | 11/15/2014 | 12/6/2014

Class: 8:30 AM-5:00 PM

In this course you'll learn about the wide variety of investment vehicles that may be included in a client's portfolio, as well as client assessment, tax considerations, economic factors, valuation methods, asset allocation techniques, portfolio performance evaluation, and more. Having the knowledge to choose the right investments is essential for implementing your clients' financial plans–and ensuring their confidence in you.

Topics:

  • Security Markets
  • Investment Risk & Return
  • Modern Portfolio Theory
  • Common Stock Valuation & Performance Measurement
  • Security Analysis
  • Features of Fixed Income Securities
  • Valuation & Analysis of Fixed-Income Investments
  • Derivatives
  • Real Assets
  • Mutual Funds & Foreign Investments

Module 3

Income Tax Planning | Instructor: Greg Geisler, PhD, CPA

When: 1/10/2015 | 1/24/2015 | 2/7/2015 | 2/21/2015

Class: 8:30 AM-5:00 PM

Because taxes affect virtually every financial decision, having timely knowledge of tax laws and issues greatly enhances your effectiveness as a financial professional-and broadens your opportunities to do business. This course emphasizes the fundamentals of individual income taxation, the tax implications of various types of businesses, tax-advantaged investments, employee compensation issues and planning, alternative minimum tax, tax traps, and more.

Topics:

  • Income Tax Concepts, Basic Terminology & Tax Calculations
  • Tax Accounting & Forms of Business
  • Income Tax Aspects of Property Acquisitions & Introduction to Property Dispositions
  • Income Tax Aspects of the Disposition of Property
  • Passive Activity Losses & Related Topics
  • Income Tax Aspects of Securities
  • Tax Planning for the Family
  • Tax Law Research & Special Income Tax Considerations

Module 4

Retirement Planning and Employee Benefits | Instructor: Jack White, CFP®

When: 3/7/2015 | 3/21/2015 | 4/4/2015 | 4/18/2015

Class: 8:30 AM-5:00 PM

With more and more Americans expressing concern about how they can be financially comfortable in retirement, it's crucial to your business that you know how to serve their needs in this area. This course covers all the major retirement-related issues: retirement savings need analysis, qualified retirement plan design, Social Security, Medicare, and more. In addition, group life, health, and disability insurance, nonqualified deferred compensation, and other commonly provided employee benefits are examined.

Topics:

  • Planning for Retirement & Social Security
  • Fundamentals of Defined Benefit Plans
  • Fundamentals of Defined Contribution Plans
  • Fundamentals of 401(k) Plans
  • Traditional, Roth & SIMPLE IRAs
  • 403(b) Plans & Other Plan Issues
  • Retirement Plan Distributions & Plan Selection
  • Deferred Compensation & Stock Plans
  • Employee Group Benefits

Module 5

Trust and Estate | Instructor: Gary Flotron, CLU®, ChFC®, AEP®

When: 5/2/2015 | 5/16/2015 | 5/30/2015 | 6/13/2015

Class: 8:30 AM-5:00 PM

Estate planning is vital to a total financial plan, especially in your work with high-net-worth clients. This course introduces you to the process of developing an estate plan. Topics covered include federal estate and gift taxation, techniques that reduce the size of a gross estate, wills, intestacy, probate, trusts, and more.

Topics:

  • Estate Planning Process & Goals
  • Methods of Estate Transfer at Death
  • The Federal Estate Tax
  • The Federal Gift Tax
  • Methods of Estate Transfer During Life
  • Estate Planning Issues Related to Generation-Skipping Transfer Tax & Income Tax
  • Estate Liquidity & Postmortem Actions
  • Estate Planning for Special Situations: Incapacity, Family Arrangements & Selecting Fiduciaries

Capstone

Financial Planning Capstone

When: 8/29/2015 | 9/12/2015 | 9/26/2015 | 10/10/2015

Beginning in 2012, the education requirements for CFP® certification includes completion of a financial plan development course registered with CFP Board. This capstone course requirement enhances the knowledge, skills and abilities of individuals seeking to attain CFP® certification and implements an assessment of their ability to deliver professional and competent financial planning services to the public.

Class: 8:30 AM-5:00 PM

Who is required to take the capstone course?

All students of CFP Board-Registered Programs whose initial dates of matriculation (initial enrollment) occur on or after January 1, 2012 are required to take the capstone course. Individuals who register to take the CFP® exam under "Challenge" status are also required to take the capstone course. 

When should the capstone course be completed?

This course should be completed at the end of one’s program of study, as the course is designed to require integration and application of content across all financial planning subject areas.

How do I report completion of the capstone course?

When you complete an application for the March 2012 or later administrations of the CFP® Certification Examination, you will be asked to provide information about how you completed CFP Board’s education requirement, including completion of the capstone course, if applicable.

Study Guides and Calculator

Books and study guides included in the fee. Calculators are available for $45 through registration.

Register

You have four ways to register:

Make checks payable to the University of Missouri–St. Louis.

Fees

The program fee for all modules is $5,295 ($4,995 if you register before August 1, 2014). For information on group discounts, call (314) 516-6750.

The University reserves the right to cancel any program. In the event of cancellation, you will be notified immediately, and all program fees will be returned. If you must cancel the registration, you are entitled to a full refund only if you cancel two weeks prior to the first class. A $100 processing fee will be assessed for later cancellations up to the first class.

The cost of continuing education is deductible for federal income tax purposes under certain circumstances. Check with the IRS or your tax adviser.